Invest fairly in all generations: news & insights

With young people facing heavy rents and oversized mortgages for the foreseeable future, compensation is overdue. Millennials and Gen Z deserve a greater share of the $1.5-trillion windfall generated by rising home values since boomers were young adults.

The fiscal pressures created by our aging population are driving Ontario’s red ink – as they are for many governments across Canada. The primary driver of Ontario’s deficit is easy to obscure when the province continues to fail to report the age breakdown of public spending. This isn’t just an oversight. It’s an institutional failure to publish data that would expose some of the most important trends shaping our fiscal future.

The Liberal election platform recognized that Canada no longer works for all generations. As Prime Minister Mark Carney’s new government appoints Ministers and sets out plans, solutions to this national challenge must be at the forefront of our efforts to protect, build, and unite Canada.

Alberta's 2025 budget commits to big spending on medical care. The wasteful deficit-spending is made worse by an income tax cut, which constrains investment in younger residents, including for housing and protecting the planet’s health. The overall fiscal pattern in Alberta reveals a startling degree of ageism toward younger residents.

How it is that we’ve so wildly underestimated Canadians’ willingness to take responsibility for paying for our pollution? Check out the surprising results from our latest poll.

We must recognize the relative privilege that owning a home provides to our personal finances, and acknowledging that this privilege implies obligations. The obligation may be to expect less, or pay more.

Gen Squeeze's budget recommendations point the way to intergenerational solidarity in budgeting.

Old Age Security plays a big role in driving federal deficits. Canada will not restore fiscal guardrails until our national leaders grapple with this challenge. The most effective, least painful path to reduce deficits starts with reining in OAS spending, allocating it more wisely to eliminate seniors’ poverty and support younger Canadians.

Old Age Security (OAS) rules incentivize affluent Canadian retirees to squeeze out every last drop of government assistance, even when they have no need for cash subsidies. Financial advisers aren’t the problem. Nor are individuals . The problem is the policy incentives that invite people to game the OAS system.